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Home » Cupcakes & Muffins

Banana Chocolate Chunk Muffins (Eggless, Soft, Moist & Easy)

Published: Jan 27, 2026 · Modified: Feb 16, 2026 by JAYANTHY · This post may contain amazon or my other affiliate links · 1 Comment

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These banana chocolate chunk muffins are what I make when bananas turn too ripe to eat. I do not like wasting food. This recipe is quick and easy. It requires just one bowl and is a hit with everyone. Just simple baking that works.

This is a completely eggless banana chocolate chunk muffin recipe, perfect if you bake without eggs.

Freshly baked banana chocolate chunk muffins soft and moist

The muffins come out soft and moist. You get melted chocolate in every bite. They are perfect for breakfast, tea time, or lunchboxes. After heavy food days, this kind of baking feels light and comforting.

What Are Banana Chocolate Chunk Muffins?

These are soft banana muffins made with ripe bananas and large pieces of chocolate.

Chocolate chunks melt more than chocolate chips. This creates gooey chocolate pockets inside the muffins. The bananas keep them moist. They stay soft even the next day.

This is an easy homemade muffin recipe. Nothing fancy. Just reliable results.

Why You Will Love These Muffins

  • One-bowl recipe
  • Soft and moist every time
  • Great way to use overripe bananas
  • Freezer-friendly
  • Works with or without eggs

This is the kind of recipe you can bake without stress.

Ingredients You Will Need

No eggs are used in this recipe.

Ingredients for banana chocolate chunk muffins.
  • all-purpose flour
  • granulated sugar
  • light brown sugar
  • oil
  • over-ripe bananas
  • chocolate chunks (semi-sweet)
  • vanilla extract
  • baking powder
  • baking soda
  • salt

Please take a look at the recipe card for quantities.

Step-by-Step Method to make banana chocolate chunk muffins

Mash overripe bananas for banana chocolate chunk muffins.
  1. Mash the bananas until mostly smooth.
Add in both sugars for banana muffins and beat until well combined.
  1. Add sugar and light brown sugar. Mix well.
The wet ingredient oil goes in the banana mixture.
  1. Add oil and mix thoroughly. I used an electric hand beater, but a wire whisk works well for mixing, too.
The well-beaten wet ingredients for banana muffins are ready.
  1. The mixture of banana, sugar, and oil appears as shown after it has been thoroughly mixed.
Adding dry ingredients to the wet ingredients of banana muffins and chocolate chunk muffins.

5. Sift in flour, baking powder, baking soda, and salt.

Add in semi-sweet chocolate to the dry ingredients and gently fold.

6. Add the semi-sweet chocolate chunks to the banana muffin mixture.

Gently fold in the chocolate chunks until they are dispersed evenly.

7. Mix gently until just combined. Do not overmix.

Finally, add vanilla extract and mix gently with a spatula.

8. Finally, add vanilla extract and gently mix until it is well combined.

Fill cupcake liners with banana chocolate chunk muffin batter. Bake at 180°C (350°F) for 18 to 22 minutes.

9. Preheat the oven to 180°C (350°F). Fill the liners three-quarters full and top with chocolate chunks. Bake for 18 to 22 minutes, or bake until a toothpick inserted comes out clean with a few moist crumbs.

Freshly baked banana chocolate chunk muffins out of the oven.

10. Freshly baked banana chocolate chunk muffins without eggs out of the oven. Cool slightly. Transfer to a wire rack.

Banana chocolate chunk muffins inside texture.

11. The muffin has a soft, moist interior with melted chocolate chunks throughout. The fluffy crumb comes from ripe bananas, oil, and gentle mixing.

Banana chocolate chunk muffins without cup liners.

12. These no-egg banana chocolate chunk muffins are tall with soft centers and topped with melted chocolate chunks. Their golden crust shows they are fully baked while staying moist inside.

Tips for Soft and Moist Muffins

  • Use very ripe bananas and oil
  • Mix gently to keep the muffins light
  • Chocolate chunks melt better than chips
  • Let the muffins cool before serving

Eggless Banana Chocolate Chunk Muffins

This recipe works well as eggless banana chocolate chunk muffins.
Ripe bananas and oil keep the muffins soft and tender.
They do not taste dry or dense.

Variations You Can Try

  • Add chopped walnuts or pecans
  • Use dark chocolate chunks
  • Add a little cinnamon or nutmeg
  • Replace part of the flour with whole wheat flour
  • You can add dried fruits if you like

Storage and Freezing

  • Store at room temperature for 2 days
  • Refrigerate for up to 5 days
  • Freeze for up to 2 months

Warm slightly before serving for the best texture.

What to Serve With These Muffins

These muffins go well with tea or coffee. They go well with fresh fruit, are perfect for kids’ tiffin boxes, and make an excellent evening snack.

FAQ

1. Can I use chocolate chips instead of chocolate chunks?

Yes, you can use chocolate chips if needed. Chocolate chunks melt more and give gooey pockets, but chips work well too

2. Can I use overripe bananas with black spots?

Bananas should be very ripe with brown or black spots. Riper bananas give better flavor and keep the muffins moist.

3. Why are my banana muffins dense?

Dense muffins usually happen due to overmixing. Mix the batter gently and stop as soon as the flour is combined.

4. Can I freeze banana chocolate chunk muffins?

Yes. Let the muffins cool completely. Freeze them in an airtight container for up to two months. Warm before serving.

5. How do I keep banana muffins moist?

To keep banana muffins moist, use overripe bananas and oil, measure flour accurately, and avoid overbaking.

6. Can I make these muffins with whole wheat flour?

Yes. Replace part of the all-purpose flour with whole wheat flour. The muffins may be slightly denser but still moist.

More easy baking recipes

Egg-free banana muffins with pecans on a serving plate.-
Banana chocolate chip muffins served on a plate.
Eggless Raspberry Muffins

Pairing for banana chocolate chunk muffins

These are my favorite dishes to serve with banana chocolate chunk muffins

Kale apple banana smoothie in a jar.
Close up shot of soft chewy white chocolate cookies.
Cardamom orange shortbread cookies.

Recipe Card 📖

Freshly baked banana chocolate chunk muffins soft and moist

Banana Chocolate Chunk Muffins (Eggless, Soft, Moist & Easy)

Jayanthy Asokan
Soft, moist, eggless banana chocolate chunk muffins made in one bowl with ripe bananas and chocolate chunks. Perfect for breakfast or snacks.
5 from 1 vote
Print Recipe Pin Recipe
Prep Time 15 minutes mins
Cook Time 22 minutes mins
Total Time 37 minutes mins
Course Breakfast, Brunch, Dessert, Snack
Cuisine American
Servings 10 muffins (medium size)
Calories 363.8 kcal

Equipment

Electric Hand Beater
Mixing bowl
OTG Oven
Spatula

Ingredients
 
 

  • 2½ cups all-purpose flour
  • ¾ cup Granulated sugar
  • ½ cup light brown sugar
  • ¾ cup oil
  • 4 over-ripe bananas (small size)
  • 1¼ cup chocolate chunks (semi-sweet) (1 cup for mixing in batter and ¼ cup for topping)
  • 1½ teaspoon vanilla extract
  • 1¼ teaspoon baking Powder
  • 1¼ teaspoon baking Soda
  • ⅛ teaspoon salt
Prevent your screen from going dark

Instructions
 

  • Mash the bananas until mostly smooth.
  • Add sugar and light brown sugar. Mix well.
  • Add oil and mix thoroughly. I used an electric hand beater, but a wire whisk works well for mixing, too.
  • The mixture of banana, sugar, and oil appears as shown after it has been thoroughly mixed.
  • Sift in flour, baking powder, baking soda, and salt.
  • Add the semi-sweet chocolate chunks to the banana muffin mixture.
  • Mix gently until just combined. Do not overmix.
  • Finally, add vanilla extract and gently mix until it is well combined.
  •  Preheat the oven to 180°C (350°F). Fill the liners three-quarters full and top with chocolate chunks. Bake for 18 to 22 minutes.
  • Freshly baked banana chocolate chunk muffins out of the oven. Cool slightly. Transfer to a wire rack.
  • These banana chocolate chunk muffins are tall with soft centers and topped with melted chocolate chunks. Their golden crust shows they are fully baked while staying moist inside.
  • The muffin has a soft, moist interior with melted chocolate chunks throughout. The fluffy crumb comes from ripe bananas and gentle mixing.

Notes

Tips for Soft and Moist Muffins

  • Use very ripe bananas
  • Mix gently to keep the muffins light
  • Chocolate chunks melt better than chips
  • Let the muffins cool before serving

Nutrition

Serving: 1muffinCalories: 363.8kcalCarbohydrates: 49.8gProtein: 3.2gFat: 17.2gSaturated Fat: 1.3gPolyunsaturated Fat: 4.8gMonounsaturated Fat: 10.7gTrans Fat: 0.1gSodium: 222.8mgPotassium: 49.4mgFiber: 0.8gSugar: 25.8gCalcium: 43.4mgIron: 1.6mg
Keyword eggless banana chocolate chunk muffins, banana chocolate chunk muffins
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Filed Under: Baked Goodies, Breakfast, Cakes, Cupcakes & Muffins, Eggless Bakes

Reader Interactions

Comments

  1. JAYANTHY ASOKAN

    February 13, 2026 at 6:26 am

    5 stars
    The best gooey chocolate center banana muffins 😋

    Reply
5 from 1 vote

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Hi, I'm Jayanthy! Growing up cooking with my mom gave me the opportunity to learn some of my family’s traditional heirloom recipes, I’m very happy and proud to share those unique comfort food recipes here with great honor.

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